The considered way to track wealth
Spreadsheets get the boot.
Every account, investment, pension, crypto wallet and valuable you own, with everything you owe subtracted, in one clear picture that keeps its own history.
Start your pictureThe whole picture
Assets minus liabilities, with the house held as a range, the pension counted rather than forgotten, and the mortgage doing its subtraction in plain sight.
| Item | Type | Value |
|---|---|---|
| Everyday current account | Cash | £4,250 |
| Stocks and Shares ISA | Investments | £31,400 |
| Three-bed semi in Leeds | Property | £350,000 (£335,000 to £365,000) |
| State Pension, capitalised | Pension | £250,950 |
| Mortgage on the semi | Liability | -£210,000 |
| Net worth | Assets minus liabilities | £426,600 |
Example figures, not a real account.
How it works
Bank balances, ISAs, pensions including the State Pension, the house as an honest range, the car, the watch. If it has value, it has a row, whatever currency it lives in.
The mortgage, the loans, the card balances. Net worth is assets minus liabilities, and a picture that ignores the minus side is a comfort blanket, not a measurement.
One total, saved every day and never rewritten. Allocation, history, scenario bands and reminders when a valuation goes stale, so the picture stays honest on its own.
Why WealthWelly
WealthWelly reads and records. It cannot transfer, withdraw or trade, and there is no version of the product that can. The most it can do to your money is add it up.
One click, any time, everything you have entered in a spreadsheet-friendly file. Export is a button, not a negotiation, and it stays free whatever else changes.
No payments in, no payments out, no custody of anything. Your money stays exactly where it is; we only keep the picture of it, and the picture is yours.
Idle assets
Most net worth is asleep. WealthWelly looks for the assets that could quietly earn and shows what each idea is worth, with its assumptions attached.
ParkWelly, our sister product, matches spare driveways with drivers who need them. Same family, same boot, one tap from your picture to a listing. It is the suggestion we can stand behind completely, because we built both ends of it.
The Rent a Room scheme lets you earn up to £7,500 a year tax free letting a furnished room in your main home. Not for everyone, and we say so, but worth knowing the number.
The best easy access accounts paid 5% AER at our last check on 13 August 2026. Rates move weekly and bonuses lapse, so we show the date next to the claim.
Before you ask
No. WealthWelly is a record of what you own and owe, with careful arithmetic on top. Estimates are labelled as estimates and nothing on the site is a recommendation to buy, sell or move anything. If you are unsure what is right for your circumstances, speak to a regulated financial adviser.
Never. There is no facility for it anywhere in the product. WealthWelly reads and records; it cannot transfer, withdraw or trade, and we will not build a version that can.
It leaves with you. Export everything to a spreadsheet-friendly file with one click at any time, then delete your account wholesale from the account page. We would rather earn your renewal than trap you.
When we can do them properly under a regulated open banking provider, and not before. Reading UK bank data is a regulated activity, so connections ship once that arrangement is confirmed, not on a marketing date. The trust page will say so plainly the day it changes.
Stay close
The first version of your picture takes an evening: the balances you know, the house as a range, the pension you keep meaning to count. It is free during early access.
Not ready yet? Leave your email and we will tell you as WealthWelly grows.
